Before beginning the process of gathering credit cards with low interest rates...
Having a clear strategy of the steps to take to help get out of debt is, prudent advice. Sometimes the hardest part is taking that first step. 1. What do you owe? The first thing to do is to acknowledge the full amount you owe. This is easily done by going to www.annualcreditreport.com, where once [...]
Is there anything else I should look for in a credit card but the lowest interest rate? Although the interest rate is a very high priority in choosing a credit card there are other benefits and/or caveats that you may want to weigh to make sure you have the best card for your needs. Teaser [...]
A lot of people have had a difficult time in this economy and are looking to rebuild their credit without being taken to the cleaners. Here are a few tips on how to get low rate credit cards even if you have bad credit. You’ve got a few ways to go. The best way [...]
Let’s talk about rating your credit card on what it can do for you. Are you feeling the love from your credit card company? Many credit card issuers offer perks to get your business. The benefits typically increase with better credit scores and credit histories. Here’s a rundown of the most popular offerings so you [...]
What’s the big deal with Federal Debt? According to President Obama’s projected budget plan looking forward to the year 2022 every man, woman and child in the US will be on the hook for $73,000 because of our country’s insatiable thirst for borrowing money. No other country in the history of man as we [...]
What are the laws regarding Credit Card Interest Rates? How high can they go? The Credit Card Accountablity, Responsibility and Disclosure Act of 2009 or Card Act that was passed a couple of years ago has had a fairly large impact in how creditors are allowed to respond to their creditors actions. How high can [...]
Really….? Does the school system suck so bad that parents are putting their little tykes in private school for kindergarten and then…financing it? Yep, for more and more parents the decision to make sure their young childeren get a quality education is pushing them to get student loans sooner then ever. Costs are Rising This [...]
If you are in the market for obtaining credit there are a few things you should know to help you get the best credit card rates possible. The 1st question you should ask yourself before obtaining credit is why do you want it. Are you looking for a short term loan or a longer term [...]
Why is Student Loan Debt a Problem? 1 Trillion dollars in student loan debt. That is such an unfathomable number. What does that mean to you? What an unfortunate state of affairs that the workforce of tomorrow is saddled with more student loan debt in the history of the United States. Why is this so [...]
Ever wondered how to get a credit card that isn’t charging you an arm and leg in interest for that frappucinno? Believe it or not it may be easier than you think. There are really only two times when you may be trying to get a favorable interest rate on your credit card: When you [...]
In a world where credit card interest rates can go as high if not higher than 30% a new law being introduced by Congresswoman Louise M. Slaughter (D-NY-28), Chairwoman of the House Committee on Rules and Rep. John Tierney (D-MA-6) representative is attempting to help Americans manage their debt more efficiently by capping credit [...]